Product Highlights
To help you protect your trip investment, we suggest purchasing the AAA Southern New England Travel Protection Plan. Our Travel Protection plan offers more than just Trip Cancellation coverage; it includes many other important benefits, such as medical protection and coverage should your baggage be lost, stolen, damaged or delayed. Please read the following product summary to become familiar with the benefits included in the Travel Protection Plan.
Trip Cancellation: Reimburses up to your total trip cost for cancellation penalties or unused arrangements (including airfare costs even if your airfare is purchased independently of AAA) if you need to cancel your trip because of a covered reason such as: unexpected illness, injury or death to you, your traveling companion or an immediate family member of either your or your traveling companion; travel supplier bankruptcy; if you or your traveling companion are involved in a documented traffic accident en route to the departure; if your or your traveling companion’s home is made uninhabitable by a natural disaster; or if you or your traveling companion are called for jury duty, subpoenaed, highjacked or quarantined.
Pre-Existing Condition Exclusion Waiver: Like most travel insurance policies, this insurance contains a pre-existing condition exclusion. However, the pre-existing condition exclusion will be WAIVED if you purchase the insurance within 7 days of your trip deposit or onetime payment to AAA.
Trip Interruption: Reimburses up to your total trip cost for unused, non-refundable land or sea expenses as well as the airfare paid, less the value of applied credit from an unused return travel ticket, to return to your city of residence if you need to interrupt for covered reasons such as illness, injury, or death to you, your traveling companion, or a member of your or your traveling companion's immediate family member.
Travel Delay: The insurance will reimburse you (up to the plan limit) for any missed arrangements, “catch-up” transportation expenses, phone calls, additional accommodations and meals if your trip is delayed for 12 or more hours due to carrier-caused delays or other covered reasons including: loss or theft of your passport(s), travel documents or money; quarantine; hijacking; natural disaster; a documented traffic accident while you are en route to departure; an unannounced strike; or civil disorder.
Missed Connection for Cruises: If you miss your cruise departure as a result of the cancellation or delay of 3 or more hours of all regularly scheduled airline flights due to inclement weather, the insurer will reimburse you for any missed arrangements, reasonable “catch-up” transportation expenses, phone calls, additional accommodations and meals.
Medical Expense/Emergency Assistance Benefits: If you become ill or injured while on your trip, the insurer will reimburse you (up to the plan limit) for covered expenses including but not limited to physician visits, prescription drugs and medicines, x-rays, and hospital stays. The Protection Plan even includes coverage for Medical Emergency Evacuations if one is needed.
Baggage and Personal Effects Benefits: The insurer will reimburse you (up to the plan limit) for loss, theft, damage, or destruction of your Baggage during your Covered Trip. If your bags are Delayed, you even have coverage to purchase the necessary immediate items (up to the plan limit) that you may need until your bags arrive.
Worldwide Emergency Assistance: The Travel Protection Plan comes with the peace of mind knowing that you can access multilingual traveler’s assistance 24/7 from anywhere in the world. The assistance company can help with medical and dental consultation and monitoring, lost travel documents, emergency cash transfer assistance, emergency legal assistance, lost luggage assistance and even pre-trip health, safety and weather information
IMPORTANT: This is only a brief description of the insurance. For complete details of the terms, conditions and exclusions for the coverage provided, please refer to the Description of Coverage. If you have any questions on the insurance, please contact the plan administrator, BerkelyCare at 1-(877) 892-7949.
Travel Insurance is underwritten by Stonebridge Casualty Insurance Company, Columbus, Ohio; NAIC #10952 (all states except as otherwise noted) Policy/Certificate Form series TAHC5000. In CA, CT, HI, NE, NH, PA, TN and TX Policy/Certificate Form series TAHC5100 and TAHC5200. In IL, IN, KS, LA, OR, OH, VT, WA and WY Policy Forms TAHC5100IPS and TAHC5200IPS.
The Worldwide Emergency Assistance is provided by On Call International.
This insurance was designed for AAA Southern New England and is administered by BerkelyCaresm.
IN CALIFORNIA: BerkelyCaresm is a service mark of Aon Direct Insurance Administrators, CA Insurance License #0795465.
IN ALL OTHER STATES: BerkelyCaresm is a division of Affinity Insurance Services, Inc. in all states other than CA, except: AIS Affinity Insurance Agency, Inc. in MN and OK and AIS Affinity Insurance Agency in NY.
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